Debt collection harassment is a serious issue affecting thousands of consumers across the U.S. One company that has faced complaints for aggressive tactics is Great Lakes Processing Services LLC. If you’ve been receiving relentless calls, threats, or misleading statements from this agency, you’re not alone.
In this comprehensive guide, we’ll explore:
✔ Who is Great Lakes Processing Services LLC?
✔ Common Signs of Great Lakes Processing Services Debt Collection Harassment
✔ Your Rights Under the FDCPA (Fair Debt Collection Practices Act)
✔ How to Stop Great Lakes Processing Services Debt Collection Harassment
✔ Legal Actions You Can Take Against Them
By the end, you’ll know exactly how to protect yourself from Great Lakes Processing Services Debt Collection Harassment and hold them accountable.
1. Who Is Great Lakes Processing Services LLC?
Great Lakes Processing Services LLC is a third-party debt collection agency based in Michigan. They purchase old debts from creditors and attempt to collect payments from consumers. While legitimate debt collection is legal, Great Lakes Processing Services Debt Collection Harassment crosses the line when they use abusive, deceptive, or unfair practices.
Why Are They Contacting You?
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They may claim you owe an old credit card, medical, or utility debt.
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They often buy debts for pennies on the dollar and aggressively pursue repayment.
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Some consumers report Great Lakes Processing Services Debt Collection Harassment even when they don’t owe the debt!
2. Signs of Great Lakes Processing Services Debt Collection Harassment
Under the Fair Debt Collection Practices Act (FDCPA), debt collectors cannot engage in harassment, lies, or intimidation. Here are red flags of Great Lakes Processing Services Debt Collection Harassment:
🚨 Illegal Harassment Tactics
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Excessive Calls (More than 7 times a day or outside 8 AM–9 PM)
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Threats of Arrest or Legal Action (They cannot falsely threaten jail time)
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Profane or Abusive Language (Swearing, yelling, or insults violate the FDCPA)
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False Claims About Debt Amounts (Inflating what you owe)
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Contacting Others About Your Debt (They can’t tell your family, friends, or employer)
If you’ve experienced any of these, you may be a victim of Great Lakes Processing Services Debt Collection Harassment.
3. Your Rights Under the FDCPA
The FDCPA protects you from abusive collectors like Great Lakes Processing Services LLC. Key rights include:
✅ You Can Demand Verification
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If they contact you, send a debt validation letter within 30 days.
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They must prove you owe the debt—many can’t!
✅ You Can Stop Calls
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Send a cease-and-desist letter (certified mail).
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Once received, they can only contact you to confirm or sue.
✅ You Can Sue for Violations
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If they break FDCPA rules, you can sue for $1,000 per violation + legal fees.
Many victims of Great Lakes Processing Services Debt Collection Harassment have successfully sued and won.
4. How to Stop Great Lakes Processing Services Debt Collection Harassment
Step 1: Keep Records
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Save call logs, voicemails, and letters as evidence.
Step 2: Send a Debt Validation Letter
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Demand proof of the debt (sample templates are available online).
Step 3: File a Complaint
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Report them to the CFPB (Consumer Financial Protection Bureau) and FTC (Federal Trade Commission).
Step 4: Consult a Lawyer
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If Great Lakes Processing Services Debt Collection Harassment continues, a lawyer can help sue them.
5. Legal Actions Against Great Lakes Processing Services LLC
If they’ve violated the FDCPA, you can:
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Sue in small claims court
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Join a class-action lawsuit (if multiple victims exist)
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Negotiate a deletion (removing the debt from your credit report)
Past lawsuits against debt collectors show that consumers can win against Great Lakes Processing Services Debt Collection Harassment.
Final Thoughts: Don’t Tolerate Harassment
No one should endure abusive debt collection tactics. If Great Lakes Processing Services LLC is harassing you, take action now. Use your FDCPA rights, demand proof, and consider legal steps to stop Great Lakes Processing Services Debt Collection Harassment for good.
Have you faced harassment from them? Share your story below!
🔹 Need Help?
👉 Contact a consumer rights attorney today to fight back!
By understanding your rights and taking action, you can put an end to Great Lakes Processing Services Debt Collection Harassment and hold them accountable.