Bringing your parents or grandparents to Canada under the Super Visa program is a meaningful way to stay connected and share special moments. But before they arrive, one essential step is securing Super Visa Insurance that meets all government-mandated requirements. Without it, the application will not be approved. So how do you make sure the policy you choose is the right one?

Let’s walk through the key requirements and tips to help you confidently purchase Super Visa Insurance that’s compliant and reliable.

What is Super Visa Insurance?

Super Visa Insurance is a mandatory medical insurance policy for parents and grandparents visiting Canada under the Super Visa. It ensures they are protected against unexpected health emergencies during their stay.

According to Immigration, Refugees and Citizenship Canada (IRCC), the insurance must meet specific criteria to be valid for a Super Visa application.

Government Requirements for Super Visa Insurance

To be accepted by the Canadian government, the Super Visa Insurance policy must:

1. Be purchased from a Canadian insurance company
2. Provide a minimum of $100,000 in emergency coverage
3. Be valid for at least 1 year from the date of entry
4. Cover healthcare, hospitalization, and repatriation
5. Be available for review by immigration officials at the port of entry

These requirements help protect visitors against financial hardship due to unexpected medical emergencies while visiting Canada.

Tips to Ensure Your Super Visa Insurance is Compliant

✅ Work with a Licensed Insurance Advisor

Super Visa Insurance can be complex, and missing a detail could result in a denied application. Working with a trusted advisor like Gurinder Chahal from Punjab Insurance Inc ensures your policy is accurate and fully compliant with IRCC standards.

✅ Choose the Right Coverage Amount

While $100,000 is the minimum, opting for higher coverage ($150,000 or $200,000) can provide greater peace of mind — especially for older visitors with pre-existing conditions.

✅ Check for Refund Policies

Life is unpredictable. Your loved one’s travel plans might change. Choose an insurance provider that offers partial or full refunds if the visa is denied or if travel is cancelled.

✅ Understand Pre-Existing Condition Clauses

Many insurance policies have waiting periods or exclusions for pre-existing medical conditions. Make sure you disclose all medical history and ask your advisor to help you find a policy that provides coverage where possible.

✅ Confirm Validity and Port of Entry Requirements

Make sure your loved ones carry a printed copy of the insurance policy when they arrive in Canada. Immigration officers may ask to see proof of insurance at the border.

Why Choose Gurinder Chahal at Punjab Insurance?

At Punjab Insurance, we understand that every family’s needs are different. That’s why Gurinder Chahal, a trusted advisor in Calgary, is committed to helping you find the right Super Visa Insurance — one that meets all the requirements and gives your family the protection they deserve.

With access to top-rated insurance providers and years of experience guiding families through the Super Visa process, Gurinder ensures you’re never alone when making important insurance decisions.

Ready to Secure Super Visa Insurance?

Contact Gurinder Chahal with Punjab Insurance today to speak with one of our knowledgeable insurance advisors. We are here to answer your questions, provide expert guidance, and help you find the right insurance solution.

Trust us to protect what matters most.
Experience peace of mind with Gurinder Chahal — your trusted partner for Super Visa Insurance in Calgary.