What Are the Best Cars to Insure for Young Drivers?

If you're a young driver in Pennsylvania, choosing the right car can make a big difference in your insurance premium. Some vehicles are more expensive to insure because of their speed, repair costs, or safety ratings. That’s why it helps to look for cars to insure cheap for young drivers when shopping for your first vehicle.

Generally, insurance companies offer lower rates for vehicles with high safety ratings, low repair costs, and minimal horsepower. Think compact sedans, small SUVs, or well-rated used cars like the Honda Civic, Toyota Corolla, Subaru Impreza, or Mazda3. Avoid luxury or sports models—they almost always raise your premium.

Before making a purchase, it’s smart to get insurance quotes on a few car models. This can help you decide not just what you want to drive, but what you can actually afford to insure.